أثر تبني التكنولوجيا المالية Tech Fin على كفاءة التمويل و اتخاذ القرارات المالية في الشركات )دراسة ميدانية (

Abstract

This study aims to analyze the impact of adopting financial technology (Fin Tech) on financing efficiency and the quality of financial decision-making within companies, in light of the rapid digital advancements in the financial sector. The study sought to answer a key question: to what extent does the adoption of Fin Tech affect financing efficiency and financial decision-making in companies? The study concluded that adopting Fin Tech contributes positively to improving financing efficiency by facilitating access to funding sources, reducing costs, and increasing the speed of financial transactions. The results also showed that the use of digital and analytical technologies supports more accurate and effective financial decision-making, based on real-time and reliable information.