تصور لدور الخوارزميات الجينية في عملية منح القروض: دراسة حالة المؤسسة العربية المصرفية

Abstract

This study aims to present a perception of the role of genetic algorithms in the process of providing bank loans. To achieve the above-mentioned goal, the researchers built a hypothetical model and applied it to the Arab Banking Corporation (ABC) in Annaba, using data from a random sample of (10) clients. The study found that the application of this proposed model contributes well to improving the effectiveness of the loan granting process through: providing a great deal of impartiality in the loan process, shortening time and effort, reducing costs, ..., etc.