Digitalization Of Banking Services In Algeria

dc.contributor.authorBouaichi ,Numidia
dc.contributor.authorBennacer ,Nasreddine
dc.date.accessioned2026-02-15T13:16:38Z
dc.date.issued2025-12-20
dc.descriptionمقال
dc.description.abstractLike all countries, Algeria began digitizing its banking services in the 1990s. The goal is to facilitate and make them accessible while ensuring their security, and to align with international economic transformations. This study focuses on digital banking services in Algeria. It aims to identify their emergence, assess the extent to which they are used by customers, and analyze the barriers and obstacles to their widespread adoption. To this end, we conducted a field survey by distributing a questionnaire to bank customers. Initial results demonstrate a certain transition toward digitization, as digital banking services are increasingly used, particularly in payment transactions. However, several barriers and obstacles hinder their widespread adoption (customer reluctance, unstable connection, etc.).
dc.identifier.citationBouaichi ,Numidia. Bennacer ,Nasreddine. Digitalization Of Banking Services In Algeria. AL-Manhel Economique . Vol. 08. N. 02.20 december 2025. faculty of economie commercial and management sciences. university of el oued.
dc.identifier.issn2602-7968
dc.identifier.urihttps://archives.univ-eloued.dz/handle/123456789/41396
dc.language.isoen
dc.publisherUniversity of Eloued جامعة الوادي
dc.subjectDigitization
dc.subjectdigital banking service
dc.subjectAlgerian bank
dc.subjecte-payment
dc.subjectfield survey
dc.titleDigitalization Of Banking Services In Algeria
dc.typeArticle

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